[verse]

17 surrenders to Ace.

16 surrenders on 10 and Ace, and against 9 unless it's a true 1 or lower.

15 surrenders to a 10 unless it's negative, and to an ace if it's negative 1 or higher.

Never split tens and fives, unless 4 5 6 is 6 5 4.

always split aces and eights.

Split nines until nine, except seven.

Split sevens until 7.

Split sixes until six.

Split fours only D A S 5 6.

threes and twos split against four through 7, but D A S two three.

Soft 20 stays.

Soft 19 only doubles on 6 unless it's negative, and doubles 5 if it's 1 plus.

Soft 18 doubles up to 6, stands 7 8, & hits 9 through ace.

Soft 17 doubles 2 if it's 1 plus, and always doubles 3 through 6; otherwise, it hits.

Soft 15 and 16 double 4 through 6 or hits.

Soft 13 and 14 double 5 and 6, or hits.

hard 17 stays.

Hard 16 stays through 6, and against 10 if positive, 16 stays against Ace if it's 3 plus, and 9 if it's 4 plus.

Hard 15 stays through 6, and against 10 if it's 4 plus, and an ace if it's 5 plus.

Hard 14 stays through 6.

Hard 13 stay through 6, but hits against 2 if it's a true 1 or lower.

Hard 12 hits 2 and 3 unless 3 2 and stays against 4 unless negative, and stays 5 and 6.

Double all elevens.

10 doubles up to 9, and against 10 if it's 4 plus, and Ace if 3 plus.

9 hits against 2 and 7 unless the 2 is 1 plus and the 7 is 3 plus.

9 always doubles 3 through 6.

8 only doubles against 6 if it's 2 plus.

Take insurance at True 3 or higher